Projected Estate Value Over Time
Project how your estate will grow over time and estimate future estate tax liability
Permanent Change: New exemption levels are permanent and indexed for inflation (no sunset)
Estate Assets
Add Estate Asset
Can be easily converted to cash
Projection Settings
For exemption adjustments
Unlimited marital deduction
Reduces available exemption
Unlimited estate tax deduction
Ready to Project?
Add your estate assets and projection settings, then click "Project Estate Value" to see your analysis.
Disclaimer: This calculator provides estimates for educational purposes only using current federal estate tax laws. Asset appreciation rates are assumptions and actual performance may vary significantly. Estate tax laws are subject to change, particularly the exemption sunset provisions in 2026. Professional estate planning and asset valuation advice are recommended for comprehensive planning.
Understanding Estate Value Growth and Estate Tax
Estate tax planning isn't just about your net worth today — it's about where your estate will be years from now, after asset appreciation. A business, real estate portfolio, or concentrated stock position that's comfortably under the exemption now can grow well past it, especially with high-growth assets or a long time horizon.
This calculator projects your estate's value forward asset by asset, applies the current federal estate tax exemption (including OBBBA's permanent $15 million exemption starting 2026), and shows exactly how much estate tax liability might grow over time — along with planning strategies to get ahead of it.
How This Calculator Works
Add each of your estate's assets with a current value and expected appreciation rate, then set your projection period, marital status, lifetime gifts used, and planned charitable giving. The calculator projects each asset forward with compound growth, applies the appropriate exemption for each future year (including OBBBA's exemption increase), and computes projected estate tax and net value to heirs year by year.